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CREDIT CONFIDENCE STARTS HERE

Respond to your Merrick Bank® Credit Card offer

Enter a few details below to get started. The application takes a couple of minutes and you'll get a decision as soon as you complete it.

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Get on your way to building or rebuilding credit
Get credit line increases over time
Once approved, you'll have automatic account reviews and limit increases if you qualify.
Access your FICO® Score for free — every month

Stay informed over time, so you can catch problems early and make better financial choices as you go.

$0 Fraud Liability Protection

We'll never hold you responsible for unauthorized transactions. This protection can resolve issues quickly and help keep your score intact.