Get more credit with a decision in as little as 30 seconds

Let's get you on your way to a higher credit line with the Merrick Bank Double Your Line^® Mastercard^®.

Don't have your number? No problem. Find your number now

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What happens next?

Take control of the next phase of your financial journey with access to the credit you need to get to where you want to be.

Fast and easy approval

We won't waste your time. Confirm your pre-approval and get a decision in as little as 30 seconds.

Automatic credit line increase

Your credit line automatically doubles when you use your card and make at least your minimum payment on time each month for the first 7 months your account is open.

$0 Fraud Liability

Shop with confidence, knowing that all unauthorized purchases are covered by our $0 Fraud Liability protection—ensuring your peace of mind and security.

Founded in 1997

Get to know Merrick Bank

We help millions of cardholders build and rebuild their credit, focusing on personal and long-term financial stability beyond just offering credit products.

Top 20

FDIC® insured card issuer in the U.S.

3 million

cardholders served

$6 billion

in credit extended to our cardholders

Don't take our word for it

See what others are saying about Merrick Bank.

This credit card has one of the best services ever, they report your credit score on time. I love how the increases are on point. The website is amazing and easy to use. I highly recommend! 10/10 My husband has one as well! You can have an authorized user, which I have added my children.

Melody M. Henrico, VA

Super nice gentleman helped me when I misplaced my card. Went over all my transactions to make sure everything was correct. He took his time and checked everything. We also put a hold on the account and he ordered me a new card to get mailed out. I highly recommend Merrick Bank to anyone and everyone. A great customer service support when needed.

Judy B. Portland, TN

I have had this card for a while now and have no complaints on this card. I like the application it uses. The App is easy to use and you can pay from the app too. I also like how you can view your credit score from the app. I highly recommend this card to anyone that needs a good credit card.

Charles O. Point Pleasant, WV

Money shouldn't be complicated

As a Double Your Line customer you'll get access to helpful resources to help you build your best financial future.

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Article What is a Credit Line Increase?

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Infographic Evolution of Saving for Retirement

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Article 5 Ways to Avoid Unnecessary Spending

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